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Lenders Direct will search 285 lenders instantly for the perfect loan...

Loans up to 50,000 in 3 easy steps...

We search over 285 lenders instantly...

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It's fast and easy, apply in 60 seconds!

We search over 285 lenders in a matter of seconds to find you the very best loan options in the UK.

You Choose

You select your preferred loan from the dozens of options we present to you.

We show you the loans that are tailoured specifically to your circumstances.

Get Your Loan

You get fast approval on your selected loan.

Your funds deposited into your bank, often the same day.

How much would you like to borrow
How long do you wish to borrow it for
Borrow £ for Months Monthy Payments of £
Based on 12.9% APR – Actual APR will vary depending on the lender
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Loans for any Purpose

Search the loan market in a matter of seconds. We search through 100's of loan products for all purposes, types of credit history and income amounts. We will find the right loan for you.

Our fully automated online system means that sourcing a loan can be applied for and paid out in a matter of hours.  We will come up with the best loan products available to you right here and now, enabling you to save money in the short and long term and of course all with no obligation.

Our Picks of the Month...
Loan Representative APR Amounts Available Repayment Method Repayment Example  
First Direct 6.1% £1000 - £25000 Direct Debit Approx, £33 / month
£1000 over 3 years at 6.1%APR
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Zopa 7.3% £1000 - £15000 Direct Debit Approx, £34 / month
£1000 over 3 years at 7.3%APR
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Santander 6.7% £1000 - £20000 Direct Debit Approx, £34 / month
£1000 over 3 years at 6.7%APR
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Yorkshire Bank 6.1% £7500 - £25000 Direct Debit Approx, £247 / month
£7500 over 3 years at 6.1%APR
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6.1% £7500 - £14999 Direct Debit Approx, £247 / month
£7500 over 3 years at 6.1%APR
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Implications of non-payment

What are the Implications of late payment?
The implications of late payment vary by lender. Typically a customer will be charged a late payment fee of £15-£30 and will accrue interest on the outstanding balance. Often the lender will make further attempts to collect money owed from the customer's debit card either in one payment or in several amounts on a continuous basis. We work with a number of loan lenders and it is important that a customer reads the terms and conditions of the lender they take a loan with. If a customer is late paying back their loan it may affect their credit rating and their ability to obtain credit in the future.

What are the Implications of non-payment?
When a monthly payment is missed our lenders will charge a fee of £15 when continually missed the normal practise for our lenders to pass customers to a third party debt collector in the event of non-payment. If a customer does not pay back their loan it may affect their credit rating and their ability to obtain credit in the future.

What is your code of practice and policy on responsible lending?
We work with a carefully selected panel of loan lenders who all abide to an ethical code of practise and operate responsible lending. Our preference is for a lender to be a member of a trade body association. The code of practise and policy on responsible lending is available from all lenders for the customer's information. We also will disclose all tax implications on application.

Renewal Policy
A loan will not be automatically renewed unless specifically stipulated by the lender. You will need to discuss this with your lender as soon as you are aware that you will not be able to repay the loan. If they agree to roll your loan over, you will typically only be required to repay the interest. Extensions, partial payment and early payoff requests must normally be received at least three working days before you are due to repay the loan. Our many lenders have varying renewal policies and terms and conditions. Please be aware that renewal may be automatic, depending on the lender you choose. It is important to read renewal policies of the lender before accepting a loan.

Collections Process
If you are having problems making a payment please contact the lender directly. If you default on your loan without getting in touch, the lender will endeavour to contact you by phone, email and SMS. As part of the collection process and in line with the terms of your loan agreement the lender is likely to utilise the Continuous Payment Authority to continue to attempt payment from your card up to 90 days past your due date. Should the situation remain unresolved the lender has the right to pass your details onto a third party collections agencies. It is important that you know that companies cannot force you to repay more than you can comfortably afford each month and if you make a reduced payment, companies should not refuse it.

Credit Score
As a condition of extending credit, some lenders you may be matched with will run a credit check from a major credit reporting bureau. Please be aware that in some cases of non/late payment you may be reported to a credit rating agency which could negatively affect your credit score/rating.